Just as the type of vessel varies, the type of insurance you purchase for your yacht will depend on several factors. For example, yachts are often loaded with additional high-value electronics, including navigation, radar, satellite TV, high-end entertainment systems, and hot tubs, which is important when valuing the vessel. Higher limits for personal effects may also be essential, as these larger vessels typically carry more gear. Yachts with a full-time captain and crew may need commercial marine coverage. And, boats over 10 years old and larger than 27 feet may require a recent marine survey as part of the application process. These and other factors in determining what insurance coverage is necessary are why you should rely on a firm that has the breadth and depth of experience and expertise to navigate the ins and outs of what is available in the market to help you make the best choice. Mariners Insurance, backed by more than 50 years of marine insurance experience, is ready to take the helm of your program to help you protect against the diverse risks you face as a yacht owner.